Personal Instalment loans

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Representative APR 33.6% (variable)

Representative example: £2200 borrowed for 36 Months. 36 payments of £115.90.
Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% pa (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

Apply for an instalment loan in 3 simple steps

Apply online

Apply online for free 24 hours a day with no faxes or phone calls. When you apply Monevo will search their panel of trusted lenders for to see who can offer you a loan.

Sign your loan agreement

If a lender on the panel can offer you credit just sign the electronic agreement to accept their offer and proceed with your loan.

Get your money

Once you have signed your electronic loan agreement the lender will transfer the money direct to your bank account. (Within the hour if your bank supports faster payments.) Subject to lender's requirements and approval.

Apply for a personal instalment loan online

If need to borrow over £500 for a longer amount of time a personal instalment loan could help. Personal loans are a great payday loan alternative and unlike payday loans, you can pay them back over a much longer period, with more manageable instalments.

To apply for a personal loan just fill in our application form and it will be passed on to Monevo’s panel including many of the UK’s main lenders. If one of them can offer you credit you could have the money paid into your bank account today (Subject to lender’s requirements and approval). The application form doesn’t take long to fill in and most of the time you get an instant decision on your application.

Apply for a loan even with a poor credit history

You are eligible to apply for an instalment loan, even if you have a poor credit history. It is important that you can comfortably meet the deadline on repayments to avoid additional costs. If for some reason you can’t make the scheduled payment before the repayment deadline, please contact the lender as soon as you can. Many of them offer facilities to extend the repayment period. If you are having difficulties making the repayment, please do not get another loan from a different lender to make your repayments.


Representative APR 33.6% (variable) – Representative example: £2200 borrowed for 36 Months. Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% pa (variable).