Instant Decision Payday Loans

Apply for a payday loan online 24 hours a day

Apply for a payday loan 24/7

Do you want to borrow between £100 and £2,000* and get an instant decision?

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Representative APR 68.7% (variable)

Representative example: £600 borrowed for 4 months. Total amount repayable is £1004.22 in 3 monthly instalments of £251.06, and 1 instalment of £251.04. Interest charged is £404.22, interest rate 292.0% p.a. (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

Apply for a payday loan in 3 simple steps

Apply online

Apply online for free, 24 hours a day with no faxes or phone calls. When you apply Monevo will search their panel of trusted lenders to see who can offer you a loan.

Sign your loan agreement

If a lender on the panel can offer you credit just sign the electronic agreement to accept their offer and proceed with your loan.

Get your money

Once you have signed your electronic loan agreement the lender will transfer the money direct to your bank account. (Within the hour if your bank supports faster payments.) Subject to lender's requirements and approval.

24 Hour payday loans with an Instant decision

Payday loans can be really useful if you need to borrow money in an emergency. Short Term Loans 60 can help you to find a payday loan 24 hours a day, 7 days a week. The free to use short term credit matching service has no hidden charges and helps to bring many of the UK’s leading short term lenders under one roof, helping you to improve your chances of getting a loan by filling out just one small on-line application form.

Small online loans for emergencies

Small loans can help in a small financial blip as long as you can afford the repayments. These loans can be for small amounts, from £100 or more which you can repay in 1,3 or 6 monthly instalments.

It is important to only borrow what you can afford to repay on time. If you don’t make the repayments on time extra costs can be incurred.

Applying for a loan is quick and simple

Decisions on credit applications are almost instant and If your loan application is successful you could have the money that you need credited into your bank account in as little as 15 minutes, and often within an hour if your bank supports faster payments.

We all need access to money fast at some point; it could be that you just need to borrow a small amount to get you by for a day or two until payday, or you may need to borrow a larger sum to cover a more significant unexpected expense. With a payday loan you can borrow £100-£2000 and pay it back in 1, 3 or even 6 monthly instalments; even if you have a poor credit rating.

Applying for a loan is very easy. Just fill in a very small form online, it should only take a minute, and getting a decision on your loan application is almost instant most of the time. You can apply for a loan at any time and 100% online.

Borrow money with no awkward questions

People use short term credit for a number of reasons. We won’t ask you why you want to borrow money or judge you; it doesn’t matter why you want to borrow the money as long as you can afford to pay it back. We do recommend that short term credit is only used for financial emergencies. We strongly advocate responsible borrowing; if you can’t afford to repay it comfortably please don’t apply for a loan.

Applying with a poor credit history

You are welcome to apply for a loan, even if you have a poor credit history. It is important that you can comfortably meet the deadline on repayments to avoid additional costs. If for some reason you can’t make the scheduled payment before the repayment deadline please contact the lender as soon as you can. Many of them offer facilities to extend the repayment period. Please don’t get another payday loan from a different short term lender to make your repayment.

If you are struggling financially for longer periods of time we recommend that you seek independent debt advice. There are several agencies in the UK that offer this service for free. We list some of them on our advice page.