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Short Term Loans

Apply for a short term loan online 24 hours a day

Apply for a short term loan 24/7

Do you want to borrow between £100 and £2,000 and get an instant decision?

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Typical Representative APR 305.9% (variable)

Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable).

† - Subject to lender's requirements and approval.

We are a licensed credit broker, not a lender.

Warning: Late repayment can cause you serious money problems. For help, go to

Cash Emergency?

Apply for a short term loan in 3 simple steps

Apply online

Apply online for free 24 hours a day with no faxes or phone calls. When you apply we will search our panel of trusted lenders to see who can offer you a loan.

Sign your loan agreement

If a lender on our panel can offer you credit just sign the electronic agreement to accept their offer and proceed with your loan.

Get your money

Once you have signed your electronic loan agreement the lender will transfer the money direct to your bank account. (Within the hour if your bank supports faster payments.) Subject to lender's requirements and approval.

24 Hour short term loans online

A short term loan can be really useful if you need to borrow money in an emergency. Short Term Loans 60 can help you to find a personal loan 24 hours a day, 7 days a week. Our free to use short term credit matching service has no hidden charges and helps to bring many of the UK’s leading short term lenders under one roof, helping you to improve your chances of getting a loan by filling out just one small online application form.

Decisions on credit applications are almost instant and If your loan application is successful you could have the money that you need credited into your bank account in as little as 15 minutes, and often within an hour if your bank supports faster payments.

We all need access to money fast at some point; it could be that you just need to borrow a small amount to get you by for a day or two until payday, or you may need to borrow a larger sum to cover a more significant unexpected expense. With a short term loan you can borrow £100-£2000 for 1, 3 or even 6 months; even if you have a poor credit rating. It is important to only borrow what you can afford to repay on time. If you don’t make the repayments on time extra costs can be incurred.

Applying for a short term loan is quick and simple with an Instant decision

Applying for a loan is very easy. Just fill in a very small form online, it should only take a minute, and getting a decision on your loan application is almost instant most of the time. You can apply for a loan at any time and most of the time applications are 100% online and require no faxes or phone calls.

Pay back your loan in instalments

If you want to borrow over £500 you can now also apply for a personal instalment loan, with the ability to pay it back in more than one payment over 3, 6, 9, months or even longer. Visit our personal instalment loans page for more information. Instalment loans often have a lower interest rate, can be borrowed for longer, and are repayable in more instalments.

Borrow money online with no awkward questions

People use short term credit for a number of reasons. We won’t ask you why you want to borrow money or judge you; it doesn’t matter why you want to borrow the money as long as you can afford to pay it back. We do recommend that short term credit is only used for financial emergencies strongly advocate responsible borrowing; if you can’t afford to repay it comfortably please don’t apply for a loan.

Applying with a poor credit history

You are welcome to apply for a loan even if you have a poor credit history. It is important that you can comfortably meet the deadline on repayments to avoid additional costs. If for some reason you can’t make the scheduled payment before the repayment deadline please contact the lender as soon as you can. Many of them offer facilities to extend the repayment period. Please don’t get another payday loan from a different short term lender to make your repayment.

If you are struggling financially for longer periods of time we recommend that you seek independent debt advice. There are several agencies in the UK that offer this service for free. We list some of them on our advice page.


Frequently Asked Questions